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REGULAR LOAN
Loans given to group of Borrowers who are in the same or different line of small-scale business.
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MID TERM LOAN
This loan product is designed to enable clients remain solvent all through the regular loan duration.
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ASSET LOAN
Asset loan was developed to enable clients acquire income generating assets such as generator, refrigerator, grinding machines etc. that will further enhance the productivity of their enterprise
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HEALTH LOAN
Health loan is a designed to enable clients conveniently cater for their health needs without it having an ergative impact in their business. Hence it is exclusively for health purpose and not for business.
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SPECIAL GROUP LOAN
This loan product is designed to meet the credit needs of clients who desire bigger loan sizes to strengthen their businesses.
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SOLAR ENERGY LOAN
The solar energy products are sets of Solar Lamps sold to Obialamba clients to foster the eco-friendly initiative of Obialamba microfinance CS.
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SMALL BUSINESS LOAN
Small business enterprise loan was developed to meet the needs of small and medium scale enterprises who could need higher loans to pilot their businesses.
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BUSINESS CLEARING LOAN
• The objective of this fund is to provide quick funds for clients to clear their goods without delving into their business capital.
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TARGETED BUSINESS EXPANSION LOAN
Registered and unregistered economically active persons or businesses with adequate and acceptable cash flow who need as much as N 2,000,000 and above to expand their business
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